For thousands of years, gold has been the world's quiet store of value, the asset people reach for when they want something solid and lasting, outside the noise of markets. Crypto has spent the last decade trying to bring that kind of value onchain. Now, with the addition of XAUm (Matrixdock Gold) on AnomaPay, you can hold and transact tokenized gold backed by allocated physical gold, with the confidentiality AnomaPay brings.

Starting today, AnomaPay users can deposit, hold, and send XAUm with the same confidentiality that protects every other asset in the app. The oldest safe-haven asset meets the new standard for onchain confidentiality.

This integration expands XAUm's accessibility across on-chain applications. AnomaPay's support reflects the standards XAUm is built to: fully backed, independently verified, and designed to serve as a trusted reserve asset for on-chain finance.

What is AnomaPay?

AnomaPay is a private payments app that lets you move the assets you already own without putting your financial life on public display. Built on the Anoma Distributed Operating System (DOS), it introduces private rails to existing public blockchains. You can use conventional tokens and stablecoins (like USDC, USDT, and ETH) while keeping your balances, transfers, and the people you transact with confidential. There’s no new wallet or software to set up, and no privacy coin you have to swap for, just the chains and assets you already use made confidential.

What is XAUm?

XAUm represents one troy ounce of 99.99% pure, LBMA-accredited physical gold per token, securely vaulted and independently audited. Each XAUm token is fully allocated to physical gold with physical redemption available.

XAUm is issued by Matrixdock, a leading real-world asset (RWA) tokenization platform. Since launch, XAUm has grown to rank among the top 4 tokenized gold products globally and is the largest in Asia.

A few things make XAUm stand out:

• Fully allocated, not pooled. XAUm is backed by allocated physical gold, with total supply matched 1:1 to reserves.
• Redeemable for the real thing. After KYC, holders can redeem XAUm for physical gold bars in locations like Singapore and Hong Kong. Redeemed tokens are burned to keep the 1:1 peg intact.
• Transparent by design. Semi-annual reserve audits, real-time allocation lookups, public asset statements, and verifiable through proof-of-reserves at any time.
• Tracks gold, not crypto volatility. XAUm's price tracks the gold spot price, giving you exposure to bullion without the wild swings of most digital assets.

In other words, it's the stability of gold with the speed and composability of crypto, and now, the privacy of AnomaPay.

Why hold gold privately?

Gold has always been a discreet asset. People didn't traditionally broadcast how much they kept in a safe or a vault. But put gold onchain in the open, and that discretion disappears. Your holdings, your purchases, and your transfers become visible to anyone watching the chain.

With XAUm now on AnomaPay, holders can transact with the confidentiality AnomaPay brings to every supported asset. Whether you're using it as a long-term store of value, settling a payment in something that holds its worth, or simply diversifying away from volatile assets, you can now do it without revealing the size of your position or your activity to the world.

It's a natural pairing: a timeless asset built for security, protected by technology built for confidentiality.

What you can do today

• Sign up in seconds using an existing wallet or a passkey — no extra tooling required.
• Deposit XAUm from BNB Chain into AnomaPay. Once deposited, your holdings and transactions are shielded from public view.
• Send gold-backed payments with simple payment links you can share over any chat app. No copying long addresses, no exposing details to onlookers.
• Hold a stable store of value privately between transactions, with the confidence of physical gold sitting behind every token.
• See your own full picture through the AnomaPay dashboard, with complete visibility into your balances and history, visible only to you.

Get started

XAUm is live on AnomaPay now. Existing users will find it among their supported assets; newcomers can onboard in seconds.

Visit anomapay.app, add XAUm, and experience what it feels like to hold gold onchain. Privately, securely, and entirely on your terms.

About Matrixdock

Matrixdock is a leading real-world asset (RWA) tokenization platform in Asia, focusing on institutional-grade tokenized products designed to bring high-quality traditional assets into on-chain markets through transparent and verifiable structures. The platform’s products include tokenized precious metals - Matrixdock Gold XAUm and Silver XAGm, which are fully backed by physical LBMA-accredited gold and silver bullions respectively and tokenized short-term U.S. Treasuries - STBT. Each asset is supported by leading blockchain rails, reputable custody, and rigorous transparency standards. Matrixdock is the core tokenization partner for sovereign asset tokenization initiatives, and architected the TER gold token for GMC in the Kingdom of Bhutan. By transforming assets such as precious metals and sovereign-grade instruments into transparent, verifiable and credible tokenized form, Matrixdock is building the robust reserve layer for next-generation on-chain finance.